Upgrading to energy‑efficient windows, doors, insulation, and heating systems is one of the best ways to reduce monthly energy bills while improving year‑round home comfort. To help homeowners make these upgrades more affordable, both the Government of Canada and Manitoba offer a wide range of rebates, grants, and no‑interest loans.
This guide breaks down every major program available so your customers can easily understand what financial help they qualify for.
Federal Programs Available Across Canada
1. Canada Greener Homes Grant (now closed for new applicants)
The federal Canada Greener Homes Grant stopped accepting new applications in 2024, but homeowners already in the program can still complete retrofits and claim grant funds until December 31, 2025. Grants ranged from $125 to $5,000 for eligible upgrades like energy‑efficient windows and doors, plus up to $600 toward EnerGuide evaluations.
2. Canada Greener Homes Loan (Interest‑Free Financing)
The interest‑free loan remains open and provides $5,000 to $40,000 to help Canadians finance energy‑efficient renovations such as:
- Window and door replacements
- Insulation
- Heat pumps
- Renewable energy systems
The loan is repaid over 10 years and requires a pre‑retrofit EnerGuide evaluation.
3. Canada Greener Homes Affordability Program (CGHAP)
Launched in September 2025, the CGHAP helps low‑ to median‑income households access no‑cost home energy retrofits such as insulation, heat pumps, solar panels, and energy‑efficient windows.
The first agreement was signed with Manitoba, providing nearly $30 million in federal support delivered through Efficiency Manitoba. The program also supports Indigenous communities and now includes tenants for the first time.
4. Oil to Heat Pump Affordability Program (OHPA)
Eligible Canadian households switching from oil heating to a heat pump can receive up to $20,000 upfront toward the upgrade. This program can be combined with CGHAP in Manitoba for additional savings.
Energy Efficiency Programs in Manitoba
Manitoba residents have access to some of the most generous provincial rebates in Canada through Efficiency Manitoba, targeting windows, doors, insulation, heat pumps, and more.
1. Efficiency Manitoba – Windows & Doors Rebate
Homeowners can receive:
- $100 rebate per ENERGY STAR® certified triple-pane window or door
- No total cap — rebate applies to every qualifying rough opening
Requirements include:
- Triple-pane glass
- ENERGY STAR certification
- Installed in a primary residence
- Applied within 90 days of installation
2. Income-Based & Indigenous Efficiency Upgrades (Free Upgrades)
Efficiency Manitoba offers free or subsidized upgrades to qualifying households, including:
- Free insulation
- Free LED lighting and low-flow devices
- Heating system upgrades (gas furnace, boiler)
- Free home energy assessment
These supports are part of the Energy Efficiency Assistance Program, which helps homeowners, renters, non-profit housing, and First Nations communities.
3. Affordable Home Energy Program (New in 2025)
Launched June 2025, this program provides:
- Heat pumps with no upfront cost
- Savings of up to $1,000 per year for electric-heated homes
- Support for multi-unit buildings and single-family homes
It’s delivered through Efficiency Manitoba as part of the province’s Affordable Energy Plan.
4. Solar Panel Rebate Program (Efficiency Manitoba)
Homeowners can receive:
- $0.50 per DC watt installed
- Up to $5,000 per home
Businesses can receive up to $25,000 for systems up to 50 kW.
5. Home Energy Efficiency Loan (Manitoba Hydro)
Manitobans can finance energy upgrades through Manitoba Hydro with:
- Low monthly payments added to their Hydro bill
- Covers heat pumps, insulation, windows, and more
- Up to $10,000 for certain heat pump installations (15-year term)
6. Efficiency Manitoba – Insulation Rebates
Rebates are available for upgrading attic, wall, and foundation insulation.
Eligible homes must typically be built before 1999 and meet R‑value requirements.
Free insulation is available for income‑qualified households.
7. First Nations & Métis Energy Efficiency Programs
Specialized programs include:
- Free insulation and efficiency upgrades for First Nations homes
- Enhanced rebates for Red River Métis citizens
- Income‑qualified incentives
8. Heat Pump Rebates & Incentives
Manitoba homeowners may qualify for:
- Up to $3,000 in Efficiency Manitoba rebates
- Up to $20,000 for oil‑to‑heat‑pump transition (federal OHPA)
- Additional financing through Manitoba Hydro’s loan program
Summary: What Manitoba Homeowners Can Save
| Upgrade Type | Manitoba Programs | Federal Programs |
|---|---|---|
| Triple-pane windows/doors | $100 per unit rebate | Previously under Greener Homes Grant (closed), available under CGHAP for qualifying households |
| Heat pumps | Up to $3,000+ rebates, no-upfront-cost options | Up to $20,000 OHPA |
| Insulation | Rebates + free upgrades for income-qualified | Covered under CGHAP |
| Solar panels | Up to $5,000 rebate | Eligible through CGHAP |
| Whole-home efficiency | Home Energy Audit + loans + rebates | Greener Homes Loan up to $40,000 |
Conclusion
With energy costs on the rise and extreme winters in Manitoba, now is an ideal time for homeowners to take advantage of these generous rebates, grants, and no-interest loans. Whether upgrading windows, installing heat pumps, improving insulation, or investing in solar, Manitobans and Canadians across the country have more financial support than ever to make their homes energy efficient.